Settlements

Settlement

The Settlements module is designed to manage how your funds are resolved into your account.

Settlement Types

The system supports two distinct settlement modes to accommodate different business needs;

  1. Instant settlement
  2. Daily settlement

Instant Settlement

Instant settlements process payouts immediately after successful payment fulfillment. This mode is ideal for situations that require real-time fund disbursement. While it minimizes the accumulation of pending settlements, it does come with higher processing overhead due to the handling of individual transactions.

Daily Settlement

Daily settlements aggregate all paid invoices from the business day and process consolidated payouts at the end of the day. This method requires a dedicated end-of-day processing window, starting from 11 PM until the settlement is completed

Automatic Retry Mechanism

Our system features an efficient retry mechanism for failed settlements. Here’s how it works:

  • The first retry occurs immediately after a failure.
  • A second attempt is made 15 minutes after the first.
  • A third retry happens one hour after the second attempt.
  • If the settlement still fails, subsequent retries are scheduled every four hours for up to 24 hours. Each retry is logged, and the status of failed settlements is tracked. Alerts are generated after multiple failures to ensure you are promptly notified of any persistent issues.

Settlement Table

The Settlement Table displays detailed information about your settlements. Below are the key headings and their meanings:

Payout Date

The date when the settlement payout is processed and sent to the linked account(s). This is typically based on the settlement type and frequency you’ve selected.

Collection Name

The name of the collection for which the settlement is being made. This helps identify which collection the funds belong to.

Account Details

The account information where the funds are being transferred. This includes the linked account(s) involved in the settlement.

Payout Amount

The total amount being paid out in the settlement. This value reflects the total amount processed and transferred to the linked account(s).

Settlement Status

  • Pending: The settlement is awaiting processing or has not been fully processed yet.
  • Paid: The settlement has been successfully processed and transferred to the linked account.